Citrus

All the citrus crops (listed below) are insurable if:

• The trees have reached at least the sixth growing season after being set out or the fifth growing season after topwork or grafting to be insurable without a written agreement; and
• You insure all of your acreage of each citrus fruit group you elect to insure.

Since each crop is a separate insurance unit, you can choose to insure one type and not another. For example, you could insure all of your lemon acreage and none of your grapefruit. However, not all citrus crops are insurable in all counties.

Citrus is insurable in Fresno, Glenn, Imperial, Kern, Madera, Monterey, Orange, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Stanislaus, Tulare, Ventura, and Riverside counties. Not all citrus is insurable in all counties. Citrus in other counties may be insurable by written agreement if specific criteria are met. Contact a crop insurance agent for more details.

You are protected against the following:

• Adverse weather conditions;
• Earthquake;
• Failure of irrigation water supply, if caused by an insured peril during the insurance year;
• Fire;
• Insects or plant disease, but not damage due to insufficient or improper application of control measures;
• Volcanic eruption; or
• Wildlife.

To insure the crop, you must apply for coverage with a crop insurance agent by November 20. The citrus crop will then be insured from bloom until the end of harvest in two years.

Sales Closing/Cancellation…………November 20, 2017

Acreage Reporting…………January 15, 2018

Premium Billing…………August 15, 2018

Termination…………November 20, 2018

The guarantee is based on an individual’s production history. Citrus production is measured in the number of cartons packed for fresh-market sales. You will be asked to provide four to ten years of production records from which your insurance agent calculates your average yield. Coverage levels range from 50 to 75 percent of your approved yield. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 65 percent coverage level, your premium share would be 41 percent of the base premium.

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election. CAT is 100 percent subsidized with no premium cost to you. There is, however, an administrative fee of $300 per crop per county, regardless of the acreage.

Assume an APH yield of 600 cartons per acre, 50 percent coverage level on 100 acres of citrus fruit, selected price of $6.20 per carton, and 100 percent share.

Price used above is for example only. Contact a crop insurance agent for current information.

All multi-peril crop insurance, including CAT policies, are available from private insurance agents. A list of crop insurance agents is available at all USDA service centers and at RMA Agent Locator.